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New Member Spotlight: Rachael Alt

Rachael Alt O’Reilly has been with Alt Bentley Yates, Inc. (formerly known as Alt Benefit Consultants, Inc.) for more than 4 years. Rachael decided to join FWAHU to follow in her mother’s footsteps, and become more involved in the industry. This way she will be better equipped to educate her clients and help simplify their plan administration.

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October President\’s Message

Come check out our vendor Update Day on October 14. We have 25 carriers represented. Each will give us a 5-10 minute update. With 4th quarter being so hectic for everyone, this will be a good ‘catch all’.

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Healthy Texas Program

The Texas Department of Insurance (TDI) is excited to announce that it has signed contracts with Celtic Insurance Company and United Healthcare to be participating health plans for the Healthy Texas program. Once enrollment begins, interested employers will make application directly to one of these participating plans, or apply through an insurance agent.

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Hancock Plans to Raise LTC Rates 40%

John Hancock Life Insurance Company is telling distributors it plans to raise rates for in-force long term care insurance policies 40%. Hancock, Boston, also is suspending sales of group long term care insurance (LTC) policies as it undertakes a review of claims in that market, says Marianne Harrison, president of John Hancock Long Term Care, a division of Manulife Financial Corp., Toronto (NYSE:MFC).

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Annual Vendor Day- October 14th

The 4th quarter is a busy time for agents and it can be difficult to meet with all your carrier reps to get the most up-to-date information available. This event will be a great place to get updates from major medical and ancillary carriers, HSA administrators, TPAs and GAs.

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it just depends on how you look at it

understandably, there has been a lot of concern and many questions and a bunch of worry over the NAIC\’s recent decision to not make a pronouncement in its current recommendations about how NAIC thinks agents commissions should be treated for the purposes of a carrier complying with the new medical loss ratio requirement.

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Contact Your Insurance Commissioner About MLR Today!

NAHU is asking all members to weigh in with their state insurance commissioners, urging them to exempt “pass-through” fees from Medical Loss Ratio (MLR) calculations, as well as to adhere to the statutory language of the health reform law in exempting most federal taxes from the MLR equation. Contact Your Insurance Commissioner About MLR Today!

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New Member Spotlight: Sue Kitching-Jefferies

Sue recently joined FWAHU to network and share information relating to the newly enacted health care reform legislation. She supports NAHU and FWAHU in their efforts to protect agents roles in the insurance distribution system.

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Long-term care: Your Clients’ Silent Concern

I know that long-term care planning can be a difficult subject for people to discuss. But it doesn’t have to be. We know your clients are looking to their advisors for information about long-term care and this presents a tremendous opportunity for you.

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Reuters Reports: Health Reform Spurs Change

Reuters recently reported that big companies have already started making changes to ensure that their health plans are compliant with changes mandated by the health reform. The National Business Group on Health issued a survey to some of its largest members to gain insight as to how these companies and poising themselves for the change.

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