Agents Continuing Education



Below is some information about Agent Continuing Education Requirements from the Texas Department of Insurance website.

Continuing Education Courtesy Notices

The Texas Department of Insurance Agent and Adjuster Licensing Division is enhancing efforts to ensure that licensed persons are able to meet their required continuing education (CE) obligations under Texas Insurance Code Chapter 4004. Postcard notifications will be mailed out to license holders prior to their renewal deadline to remind each agent that they may have additional CE hours to complete. Notices will be mailed out to the licensee’s last known mailing address.

Select the link here for more information regarding the CE Courtesy Notices.

Interactive list of certified continuing education courses, to look up a provider, to get a course list for a specific course, or to check a particular course’s information.

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Requirement for Most Licensees

Licensees holding any combination of licenses for LAH, PC, MGA, LH Counselors, and adjusters of all types, including public adjusters, must earn 24 hours of continuing education (CE) with 2 hours of ethics/consumer protection included within the 24 hours for each two year licensing period.

Limited Lines and County Mutual licensees must earn 10 hours of CE with 2 hours of ethics/consumer protection included within the 10 hours for each 2-year licensing period.

You can look up courses at by clicking “Look up Education courses/Credits” in the left-hand column. Regardless of your license type, only half of the CE requirement may be done as self-study. License holders can now verify that their Texas CE credit is current and has been posted to their Sircon CE transcript. The transcript may be viewed at by clicking “Look up Education courses/Credits” in the left-hand column.

Please be aware that your CE compliance is not based on the expiration date of your license. Pursuant to the Texas Insurance Code §4004.051 (b), your required CE hours must be completed no later than the day prior to your expiration date of the license.

Please note that to maintain your license, whether or not you are using it, you must meet your continuing education requirements.

There is no continuing education “grace period.” Once the expiration date has passed, a violation exists. CE cannot be made up after the expiration date. The fine for not doing the required continuing education is $50 per deficient hour. Call 512.322.3503 for a payment voucher to accompany your payment, which will clear the violation.

Before consulting a general course list, you may wish to see if any company you represent or a professional association you belong to is a provider. Passing a part of many professional designation programs is a way to earn credit. A professional designation program is defined in the rules. It is (A) nationally recognized in the insurance industry and is (B) issued by an entity that maintains a not-for-profit status and has been in existence for at least five years.

Up to four hours of continuing education credit can be earned by an agent who is an active member of a state or national insurance association. For information about how the credit can be earned, you can review Chapter 4004.0535 of the Texas Insurance Code and §19.1011 and new §19.1020 of the Texas Administrative Code. The rule adopting the new provisions can be viewed from the following location on our website:

“Qualifying” courses, not certified by TDI, may also be used for credit. Qualifying courses are insurance courses that are: (A) offered for credit by accredited colleges, universities, or law schools; or (B) part of a national designation certification program; or (C) approved for classroom, classroom equivalent, or participatory credit by the continuing education approval authority of a state bar association or state board of public accountancy; or (D) certified or approved for continuing education credit under the guidelines of the Federal Crop Insurance Corporation.

The following table summarizes the continuing education requirements for license holders:

License Requirement Per Renewal Period
General Lines – Life, Accident, Health, and HMO (LAH)
24 hours, including 2 hours of ethics
General Lines – Property and Casualty (PC)
24 hours, including 2 hours of ethics
Life Agent
24 hours, including 2 hours of ethics
Personal Lines Property and Casualty Agent
24 hours, including 2 hours of ethics
Managing General Agent (MGA)
24 hours, including 2 hours of ethics
Adjusters and Public Adjusters
24 hours, including 2 hours of ethics
Life/Health Insurance Counselor
24 hours, including 2 hours of ethics
Insurance Service Representative (ISR)
24 hours, including 2 hours of ethics; courses submitted to TDI for approval by insurer prior to use
Full time Home Office Employee
24 hours, including 2 hours of ethics; courses submitted to TDI for approval by insurer prior to use
County Mutual
10 hours, including 2 hours of ethics
Life Insurance Under $25,000
10 hours, including 2 hours of ethics
Limited Lines Agent
10 hours, including 2 hours of ethics
Funeral Prearrangement
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All Licensees

At least half the hours must be classroom or “classroom equivalent”. There are only two topic groups, “General” and “Ethics/CP”. Any licensee may take courses from these two groups. Courses are not divided by license type.

Full Time Home Office Salaried Employees

24 hours a renewal period of CE are required with 2 hours of ethics training. Insurers whose plan of operation contemplates the use of these employees are responsible for their training. If insurer wishes to do the training in house, it must be a registered provider.

Exemptions & Extensions

Exemptions from, and extensions of time for a licensee to do CE are possible, under very limited circumstances. The key to an extension being granted is proper documentation of a circumstance described in the rule that is beyond the licensee’s control. Examples might be long term illness, and military service in a theater of war. Reasons related to business or work load are never acceptable. Documentation is also important when claiming an exemption from continuing education if our records do not show current eligibility.

A major change became effective 12/31/2002. The 20 years of licensure needed to qualify for an exemption now must be CONTINUOUS (no breaks greater that 90 days) and the license must be held under the Texas Insurance Code.

Click here to download the Licensee CE Exemption and Extension Form

Several other useful links for Agents and Adjusters:

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